Effective Fall Semester 2004, Georgia Student Finance Commission (GSFC) implemented changes to the HOPE Scholarship* and HOPE Grant* programs. One of the major changes was limiting the number of credit hours for which GSFC will pay. Recipients are eligible for a maximum of 63 HOPE Grant paid semester credit hours, 127 HOPE Scholarship or Zell Miller Scholarship attempted semester credit hours, or 127 Combined HOPE/Zell (grant and scholarships) paid semester credit hours. Effective Fall Semester 2011, Georgia Student Finance Commission (GSFC) implemented changes to the HOPE Scholarship*, HOPE Grant*, and the new Zell Miller Scholarship programs. The hours caps mentioned above are "firm". Payments will not be allowed passed the stated caps above. At the beginning of the award year, or term, the Financial Aid Office initially awards students aid on "Good Faith". However, if the Financial Aid Office at a later date understands that a student was ineligible of a prior award disbursement, the Financial Aid Office is responsible to remove the amount(s), return the funds to GSFC, and inform the student of his or her probable outstanding balance to the institution.